Become a savvy investor, build a six-figure net worth and enjoy an early + abundant retirement
Without relying on your husband or financial advisor to manage your money
Yes, I need this!
AS SEEN ON:
Empower Yourself:
Build a growth money mindset and learn to invest like a boss without ever relying on anyone else
Meet your monthly targets:
Keep a track of your expenses and savings, without spending hours looking at receipts!
Grow your wealth steadily:
Live a life you truly love enabled by having an abundance of money, freedom and choice!
Despite working so hard,
You don’t seem to be saving enough and the life of your dreams with a sizeable net-worth, fun vacations, a new home, spontaneous fun and zero debt seems far from reality!
You are sick of living on the paycheque to paycheque merry go round, never knowing if there’s enough to do things you want to. On the other hand, everyone around you seems to be getting ahead, buying properties and you have no idea what is keeping you from having such a life. You are working day and night, cutting down on expenses and hardly going out, but somehow you still can’t seem to have enough savings in the bank, and you’re tired of figuring it all out alone!
The simple answer to this is - while you’re walking towards building your dream life, your tactics are wrong. You have no idea what to do to make more money with the money you already have. And you are clueless how to effectively allocate your finances between needs, wants and savings. Overwhelmed by tons of information and unable to understand any of it, you end up being dependent on the bank, your spouse or a financial advisor that barely has time for you, to help you make sense of your own money.
BUT NOT ANY MORE!
With ‘Her Freedom Fund’ program, you’ll find yourself making intentional budget choices, spending wisely and investing confidently! You’ll be able to commit to your saving targets, and you’ll have thorough knowledge about the different types of accounts, investments available, what your financial portfolio should ideally look like and how you can accelerate your net worth.
What other empowered women like you are saying:
Say goodbye to…
Zero knowledge about money, investments, credit cards and the financial market
Never knowing where your money is going and why you never have enough
Feeling overwhelmed with "information overload" available online and not knowing where to start
Worrying about money all the time and not making any progress
Being dependent on somebody else to understand anything about your finances
Instead, you will...
Learn everything you need to know, from financial terminology to wealth building techniques
Commit to monthly saving targets, stay on track and master you cash
Invest confidently every month with your new found knowledge of the investing landscape, knowing you’re on track to have enough to live a life you LOVE
Sleep peacefully knowing your money is safe and growing
Make your own decisions wisely and enjoy life on your own terms
HER FREEDOM FUND
A high-touch proven system devised from my own experiences to help you get rid of debts, stay on track with your financial goals & targets, and save enough to secure your early retirement!
Inside Her Freedom Fund, you’ll get:
Content
Access to a 6-module program with 15+ hours of binge worthy videos, covering crucial money and investing concepts, types of accounts, types of investments, budgeting, saving, profitable ways to invest, building a strong financial portfolio and ways to turn your money into more (and more!) money.
Coaching
Bi-weekly LIVE group coaching calls where you can connect with me for a Q/A session and discussion. Clear your doubts by asking any question about the course content, and learn from other women’s experiences to further enhance your knowledge.
Accountability
Unlimited messaging support so you don’t feel stuck anywhere. Whether you feel overwhelmed by all the information you are learning or are unclear about a topic, you can drop your queries in our private community anytime so you can continue to move towards Financial Fierceness!
Tools and Recordings
Access to previous cohort group coaching recordings so you never miss an opportunity to learn and can gain a deeper understanding and gain valuable insights.
You’ll also get your hands on incredibly helpful tools that will sort your life out: Your Financial Fierceness Workbook (net worth tracker, expense analysis, cashflow, budget, emergency fund - all in 1 place), a Credit Card Debt Repayment Calculator and a guide Credit Score: What it is and How you can Improve it.
Community
Access to Private Community so you can interact and network with like minded women, foster friendships and learn and be inspired by each other’s experiences. Your network is your net worth!
Bonuses
Get amazing bonuses worth $600, including The Best ETFs of 2024 Cheat Sheet, Portfolio Analyzer Tool, and Guest Lecture Library that will act as a financial advisor whenever you need support, guide you in the right direction and help you take well-informed financial decisions.
Stories of Wealthy Women:
The only thing standing between you and financial freedom is just 180 days of learning new and better ways to save, spend and invest your money effectively!
PART-01
Master Your Mind
In this module, I’ll help you change how you feel about money by understanding the role of gender bias and societal gender roles in conditioning your money mentality. You’ll leave behind the fixed mindset and learn to strive for growth!
PART-02
Setting the Foundation
This module will teach you what net-worth is, how to calculate it and why it matters. You’ll learn to perform past expense analysis, so you can see how you are *actually spending, give you a budgeting guideline on spending vs saving so you can allocate your funds efficiently.
PART-03
Master Your Cash
You’ll learn what cash flow is, how to build it and steps to master your cash in this module. I’ll demonstrate how to use excel to analyze your expenses, how to keep the sheet up-to-date and how to create a cash forecast to stay on track with your targets.
PART-04
What Kind of Investor Are You?
This module will lay the groundwork for investing. You'll learn the two golden rules of investing and gain an understanding of risk tolerance, risk personas, different ways to invest and understand how you can reap the benefits of compounding.
PART-05
What and Where to Invest?
In this section, I'll teach you about the different types of accounts and when to use them, the different types of investments and securities, what asset allocation is and factors to consider when deciding which one fits you best! By the end of this module, you can implement one of my lazybones investing strategies, learn how to buy securities and get your money working overtime!
PART-06
Estate Planning
In this final segment, you will learn the importance of a will, who needs one, and how to get one prepared. You will also assess your life insurance needs, so that you are prepared for the worst.
Bonuses that will Fast-Track your Net Worth
BONUS #1
The Best ETFs of 2025 Cheat Sheet
To make investments as easy as possible, I've made a curated list of top-performing Exchange Traded Funds tailored for the Canadian market for you! This will help you identify investment opportunities that align with your financial goals and risk tolerance.
Worth $250
BONUS #2
Portfolio Analyzer Tool
This tool will enable you to monitor and adjust your investment portfolio's asset allocation. You'll be able to set targets, balance investments, and track fees and yields. Get ready to take control of your financial future with confidence!
Worth $250
BONUS #3
Introduction to Real Estate Investing
You'll learn the basics of property investing, including how to evaluate opportunities, mitigate risks, and understand key strategies to generate cash flow and build equity—whether you're looking to buy your first property or explore real estate as part of a diversified portfolio.
Worth $250
Master Your Money or Get Your Money Back
I understand your skepticism. Trusting a random program on the internet can be challenging. So, I am backing you up with a 100% money back guarantee. If you don’t find the cost of this program in the FIRST YEAR by the changes you make, I’ll process a full refund.
Do you feel like…
Your money is controlling you instead of the other way around?
You worry all the time about money and you're not making any progress?
You're not sure what you should be investing in?
You have to depend on your father/spouse/financial advisor/bank employee every time you have to make a financial decision?
You can’t spend your money on your own terms because of your lack of financial knowledge?
Despite trying, you don't seem to be saving much money?
Then you’re not alone…
Hi! I am Michelle, a wealth & money coach, Canadian CPA, dog lover, ferocious traveler, here to narrow the gender wealth gap by demystifying personal finances for women.
But my story was just like yours a couple decades back.
I came out of university with all the degrees that should have made me successful with my money. And you know what?
I still had credit card debt in my 20s.
I still lived beyond my means.
I still lived paycheque to paycheque
I fell into the expensive big bank solutions to invest my money.
However, after struggling a lot, I realized in my 30s I was paying so much in fees!
And soon after, I devised a better way…
Trying each and every way, failing once, twice and a couple of times more, I learned how to get out of debt fast. I designed a system to control my money (and not let it control me!). With the right practices, I built a 7-figure net worth, optimizing investing strategies. And I want to show you how I did it all.
With Her Freedom Fund coaching program,
You’ll stop struggling with finances. Once you implement the tricks and tips of this course, you’ll be able to make and save money abundantly, spend wisely, invest profitably and be the wealthy woman you’ve always aspired to be!
So many women have already changed their lives, it’s your turn now!
In a nutshell, enrolling in Her Freedom Fund will give you:
Access to 6 modules (7+ hours of binge worthy video content)
Financial Fierceness Workbook (net worth tracker, expense analysis, cashflow, budget, emergency fund all in 1 place)
Bi-weekly LIVE group coaching calls for 180 days
Access to private community of like-minded women
Unlimited messaging support
All previous coaching call recordings
Discounted priority passes for in-person annual retreat in Ontario
20% discount on 1:1 private sessions
Along with…
BONUS #1: The Best ETFs of 2024 Cheat Sheet ($250)
BONUS #2: Portfolio Analyzer Tool ($250)
BONUS#3: Guest Lecture Library ($100)
And a 100% money back guarantee
If you don’t find the cost of this program in the FIRST YEAR by the changes you make, you’ll get a 100% refund
This program is not for you, if…
You want a get rich quick scheme
You aren't willing to put in the work to change your relationship and habits with money
You want to continue helping the big banks get rich by buying into their pricey mediocre solutions (because you haven't learned all the options available to you to make your money go further)!
You want to try to save your way to retirement (which isn't possible!)
You don't want to retire early, you'd rather work hard forever
You want to stay living paycheck to paycheck
You like being in debt
You are relying on the Canadian pension plan or Old Age Security to support you in old age
Feeling calm about your money, sleeping well at night because you are in control of your money and life!
Being able to leave that crappy job, toxic relationship, take a trip or a leave when needed because you are financially on track!
Investing every month and still being able to live joyfully the way you want!
Being able to retire 5-10 years earlier!
Not living on the paycheck to paycheck cycle!
Having FREEDOM! Freedom to spend, invest, save your funds the way you like. Freedom to travel and be wherever and whenever you want. Freedom to pursue a passion project that makes your heart sing. Freedom of having the ownership of your life in your own hands!
Meet Gerry…
She had a story similar to yours - bad credit score, poor budget choices, neglected savings, increasing debt and nobody for reliable advice!
But investing in Her Freedom Fund turned her life around!
Gerry is a new single Mom of two boys. A teacher working and living in downtown Toronto. A woman who lives with a disease (and wrote a book about it!).
Having control over her money gave her the confidence to leave her marriage while taking my program. Gerry finally felt like she had the power to do it, and now feels like a gazillion bucks because her transition to her new life was so much easier...because MONEY wasn't a stressor, but rather enabled this transition smoothly.
She also completely changed her relationship with money, got out of debt 2 years earlier, and repaired her credit score!
Remember ALL those years you have spent feeling clueless about your money...
Depending on your father or husband or financial advisor to manage it for you..
Doubting if they're doing enough or you could make more of the profits...
Your don't have to do that anymore.
Because Her Freedom Fund will transform you into an independent wealthy woman! It will give you EVERYTHING you need to invest confidently and fund your early retirement.
And NO this isn’t another shiny object that will work today and be obsolete next week.
It is a 6-month coaching program that will truly take you and your finances to the next level!
So if you’re serious about doing this and genuinely want 2024 to be your year…
Still have questions?
What if I have no savings and know nothing about investing?
I am really busy right now, what is the weekly time commitment?
What time are the bi-weekly group coaching calls?
If I am not Canadian, will the material apply to me?
© 2024 Ms. Money and Math
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